Health Insurance

All full-time day undergraduate students, graduate students in health sciences programs within the College of Science, Health and the Liberal Arts, aaccelerated students in the Occupational Therapy Assistant program and all international students are required to be covered by a medical insurance policy either through his or her family or by insurance offered through the University. Students in the aforementioned programs are billed automatically for the annual policy. 

Students who have private coverage may waive the University policy by completing the online waiver in Web Advisor by the second Friday in September (annually). Students who begin their studies in the Spring semester must complete the waiver by the first Friday in February.

All international students must provide documentation of an annual health insurance plan directly to the Student Health Center by September 12, 2014. Students beginning their studies in the spring semester must submit their insurance information by February 6, 2015. International students may use the online waiver option.  The director of Health Services will determine if the student’s insurance is adequate for coverage in the United States and qualifies for a waiver of the University-sponsored plan.

Part-time undergraduate students enrolled in at least six credits and part-time graduate students enrolled in at least three credits may opt to enroll in the University-sponsored health and accident plan by contacting the Student Accounts Office at studentaccounts@philau.edu during open enrollment or by completing a Qualifying Event form within 30 days the loss of coverage from another health insurance plan. Open enrollment for the fall semester ends the second Friday in September and open enrollment for the spring semester ends the first Friday in February.

Needle stick Policy

Ggraduate students in health sciences programs within the College of Science, Health and the Liberal Arts and accelerated students in the Occupational Therapy Assistant program will be automatically enrolled in the Needle stick Policy.  This policy provides insurance coverage should a student be exposed to blood borne pathogens.  The annual policy will be billed in the fall semester. If the student has private health coverage to cover needle sticks, the coverage may be waived via WebAdvisor. Students who are billed for the Needle stick policy and use the University-sponsored health iand accident plan can not waive the Needle stick policy.

Rates

Students will be billed for half of the annual policy in the fall semester and half of the annual policy in the spring semester. Students who withdraw, graduate, or for any reason do not enroll for the spring semester will only have coverage through December 31st.  Students who were full-time in the fall semester and enroll part-time for the spring semester will need to request coverage for the spring as a part-time studentStudents who begin their studies during the spring semester will be billed the spring/summer rate.

2013 - 2014 Academic Year Rate Waiver Deadline

PA summer 2014 premium

$102

July 25, 2014

Annual student premium

$1,240

September 12, 2014

Annual Needle stick premium

$85

September 12, 2014

Spring/Summer premium 

$792

February 6, 2015

PA Summer coverage starts July 15, 2014 and end August 19, 2014.

Annual coverage starts August 20, 2014 and ends August 19, 2015.

Spring/Summer coverage starts January 1, 2015 and ends August 19, 2015.

 

For more information on the insurance policy visit http://philau.myahpcare.com.

To waive insurance coverage, click here.