Health Insurance

All full-time day undergraduate students, graduate students in health sciences programs within the College of Science, Health and the Liberal Arts, accelerated students in the Occupational Therapy Assistant program and all international students are required to be covered by a medical insurance policy either through his or her family or by insurance offered through the University. Students in the aforementioned programs are billed automatically for the annual policy. 

Students who have private coverage may waive the University policy by completing the online waiver in Web Advisor by the second Friday in September (annually). Students who begin their studies in the Spring semester must complete the waiver by the first Friday in February.

All international students must provide documentation of an annual health insurance plan directly to the Student Health Center by September 13, 2013. Students beginning their studies in the spring semester must submit their insurance information by February 7, 2014. International students may not use the online waiver option.  The director of Health Services will determine if the student’s insurance is adequate for coverage in the United States and qualifies fro a waiver of the University-sponsored plan.

Part-time undergraduate students enrolled in at least six credits and part-time graduate students enrolled in at least three credits may opt to enroll in the University-sponsored health and accident plan by contacting the Student Accounts Office at studentaccounts@philau.edu during open enrollment or by completing a Qualifying Event form within 30 days the loss of coverage from another health insurance plan. Open enrollment for the fall semester ends the second Friday in September and open enrollment for the spring semester ends the first Friday in February.

Needle stick Policy

Graduate students in health sciences programs within the College of Science, Health and the Liberal Arts and accelerated students in the Occupational Therapy Assistant program will be automatically enrolled in the Needle stick Policy.  This policy provides insurance coverage should a student be exposed to bloodborne pathogens.  The annual policy will be billed in the fall semester. If the student has private health coverage to cover needle sticks, the coverage may be waived via WebAdvisor. Students who are billed for the Needle stick policy and use the University-sponsored health iand accident plan can not waive the Needle stick policy.

Rates

Students will be billed for half of the annual policy in the fall semester and half of the annual policy in the spring semester. Students who withdraw or graduate during the fall semester will only have coverage through December 31st.  Students who were full-time in the fall semester and
enroll part-time for the spring semester will need to request
coverage for the spring as a part-time student
Students who begin their studies during the spring semester will be billed the spring/summer rate.

2013 - 2014 Academic Year Rate Waiver Deadline
PA summer 2012 premium $93 July 26, 2013
Annual student premium $1,096 September 13, 2013
Annual Needle stick premium $85

September 13, 2013

Spring/Summer premium  $707 February 7, 2014

PA Summer coverage starts July 15, 2013 and end August 19, 2013.

Annual coverage starts August 20, 2012 and ends August 19, 2013

Spring/Summer coverage starts January 1, 2013 and ends August 19, 2013.

 

For more information on the insurance policy visitwww.academichealthplans.com/philau

To waive insurance coverage, click here.