All full-time day undergraduate students, graduate students in health sciences programs within the College of Science, Health and the Liberal Arts, accelerated students in the Occupational Therapy Assistant program and all international students are required to be covered by a medical insurance policy either through his or her family or by insurance offered through the University. Students in the aforementioned programs are billed automatically for the annual policy.
Students who have private coverage may waive the University policy by completing the online waiver in Web Advisor by the second Friday in September (annually). Students who begin their studies in the Spring semester must complete the waiver by the first Friday in February.
All international students must provide documentation of an annual health insurance plan directly to the Student Health Center by September 14, 2012. Students beginning their studies in the spring semester must submit their insurance information by February 1, 2013. International students may not use the online waiver option. The director of Health Services will determine if the student’s insurance is adequate for coverage in the United States and qualifies fro a waiver of the University-sponsored plan.
Part-time undergraduate students enrolled in at least six credits and part-time graduate students enrolled in at least three credits may opt to enroll in the University-sponsored health and accident plan by contacting the Student Accounts Office at studentaccounts@philau.edu during open enrollment or by completing a Qualifying Event form within 30 days the loss of coverage from another health insurance plan. Open enrollment for the fall semester ends the second Friday in September and open enrollment for the spring semester ends the first Friday in February.
Needle stick Policy
Graduate students in health sciences programs within the College of Science, Health and the Liberal Arts and accelerated students in the Occupational Therapy Assistant program will be automatically enrolled in the Needle stick Policy. This policy provides insurance coverage should a student be exposed to bloodborne pathogens. The annual policy will be billed in the fall semester. If the student has private health coverage to cover needle sticks, the coverage may be waived via WebAdvisor. Students who are billed for the Needle stick policy and use the University-sponsored health iand accident plan can not waive the Needle stick policy.
Rates
Students will be billed for half of the annual policy in the fall semester and half of the annual policy in the spring semester. Students who withdraw or graduate during the fall semester will only have coverage through December 31st. Students who begin their studies during the spring semester will be billed the spring/summer rate.
| 2012 - 2013 Academic Year | Rate | Waiver Deadline |
| PA summer 2012 premium | $80 | July 31, 2012 |
| Annual student premium | $987 | September 14, 2012 |
| Annual Needle stick premium | $80 | September 14, 2012 |
| Spring/Summer premium | $638 | February 1, 2013 |
PA Summer coverage starts July 20, 2012 and end August 20, 2012.
Annual coverage starts August 20, 2012 and ends August 19, 2013
Spring/Summer coverage starts January 1, 2013 and ends August 19, 2013.
For more information on the insurance policy visit www.academichealthplans.com/philau
To waive insurance coverage, click here.

